South Pacific Financial believes that trust is the foundation for effective relationships. We are successful in earning trust by consistently treating our customers, business partners, employees and their families in a manner that is just, right and fair. We understand how important each step in the home loan transaction is – from finding the best rate to closing on time. We offer a diverse array of mortgage loan programs, including Conventional, Jumbo, FHA, VA and USDA loans at competitive rates. We also specialize in down payment assistance programs for first time low-to-moderate income buyers. Our experienced loan officers are uniquely qualified to help you find the right financing for your home.