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Ray Gulam
Loan Officer | NMLS # 873508
Irving, TX | Mortgage
4.96 -
18 Review(s)
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Branch NMLS# 1663462. American Financial Network, Inc. is licensed by the Texas - SML Mortgage Banker Branch Registration under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1663462. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.
About Ray Gulam
I started in financial services in 1989 and have spent several years in credit and lending, wealth management, and sales. I have been very blessed to have been recognized numerous times for sales achievements, leadership skills and for outstanding client service. One of the greatest lessons I have learned over my career that I share with others is to treat your clients the way you would want to be treated as a client. Deciding where to finance or refinance your home is no light matter. Before I make any recommendations, I need to know a couple of things: I need to know what you are trying to accomplish and why. I would also like to know about past experiences so that I know what works well for my clients and what to avoid. Once we get started on your loan, I will keep you updated every step of the way so you will always know what’s going on with your loan and you will never be left wondering. I take a lot of pride in my work and the greatest compliment I can receive is a referral from a happy client!