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Richard M Bettencourt, Jr.
Branch Manager | NMLS # 7810
Greater Boston Area | Mortgage
4.88 -
80 Review(s)
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99 Conifer Hill Drive, Danvers, MA 01923 – Location authorized to conduct New York regulated mortgage activities MNET Mortgage in lieu of Mortgage Network, Inc. in New York - Licensed Mortgage Banker – NYS Department of Financial Services B501027

© 2019 Mortgage Network, Inc. NMLS ID# 2668 (www.nmlsconsumeraccess.org) All rights reserved. Trade/servicemarks are the property of Mortgage Network, Inc. 99 Conifer Hill Drive, Danvers, MA 01923. Also doing business as MNET Mortgage Corp. Alabama Consumer Credit License MC22161; Connecticut Mortgage Lender License 3785; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Finance Lenders Law License 603B322; Registered by the Division of Real Estate in Colorado; Licensed by the Delaware State Bank Commissioner Lender License 010168 Expires 12/31/2019; Florida Mortgage Lender Servicer License MLD170; District of Columbia Mortgage Dual Authority License MLB2668; Georgia Residential Mortgage Licensee 15441; Illinois Residential Mortgage Licensee MB.0006470; Indiana-DFI Mortgage Lending License 16783; Kentucky Mortgage Company License MC344995; Maryland Mortgage Lender License – Other Trade Name #1 No. 19266; Massachusetts Mortgage Lender and Broker MC2668; Massachusetts Third Party Loan Servicer Registration LS2668; Maine Supervised Lender License SLM2499; Minnesota Residential Mortgage Originator License Other Trade Name #1 MN-MO-20261162; New Hampshire Mortgage Banker License 5573-MB; Licensed by the NJ Department of Banking and Insurance-New Jersey Residential Mortgage Lender License 0755551; North Carolina Mortgage Lender License L-113607; Pennsylvania Mortgage Lender License 21978; Rhode Island Lender License 95000456LL and Loan Broker License 20163256LB; South Carolina-BFI Mortgage Lender / Servicer License MLS – 2668; Tennessee Mortgage License 121228; Texas – SML Mortgage Banker Registration; Vermont Mortgage Broker License 1142 MB; Vermont Lender License 6451; Virginia Lender License MC-2593; West Virginia Mortgage Lender ML-31919 and Broker MB-31918. Some products may not be available in all states. This is not a commitment to lend. Rates, terms, fees, and equity requirements are subject to change without notice. Restrictions apply. Equal Housing Lender.

About Richard M Bettencourt, Jr.
Are you looking for a mortgage specialist? Need assistance with a VA Home Loan? If so, don't leave this page until you finished reading this brief summary! The last 14 years represent the most complex and difficult period the mortgage industry has ever seen. It just so happens that I started my career in this industry right at that commencement of the demise of "old" underwriting practices. My father always said "If you're going to do something, know all there is to know and do it right". So, that's what I did, I immersed myself in learning the guidelines of every program offered at the time. We've condensed a bit and rules always change, but I'm VERY GOOD AT WHAT I DO, and you won't find a more knowledgeable mortgage professional who is versed in every program that is currently offered. I take consumer advocacy and protection to a level only a select few of mortgage professionals have chosen to embrace. As a Board of Director and Government Affairs Chairman for the National Association of Mortgage Professionals I lobby throughout the year in Washington D.C. and across the country for the fair and equal access to credit for our Consumers and Small Business. I know first hand the importance of a clear and concise description of the mortgage process, and that is what I do for each of my clients. Whether it is my Total Cost Analysis I provide to my clients on every Pre-Qualification or answering the phone on weekends to address a question or concern a client or referral partner might have; I'm there from start to finish. Looking for a mortgage specialist? You just found one! * VA HOME LOAN EXPERT & Certified Military Housing Specialist - They served for us, now I serve for them!