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Ryan Lugbauer
Mortgage Loan Originator|NMLS # 241024| Branch NMLS # 1023115
San Francisco Bay Area | Mortgage
4.8 -
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This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707. (800) 350-LEND (5363) Company NMLS# 1854 (www.nmlsconsumeraccess.org). Stearns Lending, LLC is licensed, registered, or exempt from licensing to conduct business in the following states which require license disclosure on advertising materials: Arizona Mortgage Banker License #0905413; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495; Georgia Residential Mortgage Licensee #24066; Illinois Residential Mortgage Licensee #MB.6760686; Kansas Licensed Mortgage Company #MC.0025047; Massachusetts Mortgage Lender/Broker License #MC1854; Licensed by the Mississippi Department of Banking and Consumer Finance; Missouri Residential Mortgage Loan Broker License #12-2052 (Stearns' in state office is located at 111 West Port Plaza, Ste. #639, St. Louis, MO 63143); Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Ohio Certificate of Registration #MB.804022.000; Rhode Island Licensed Lender; Registered under Texas SML Mortgage Banker Registration; Virginia State Corporation Commission Lender/Broker License #MC-2184; Washington Consumer Loan Company License #CL-1854. For State of Nevada residents Stearns Lending, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Stearns Lending maintains on file with the State of Nevada Department of Business and Industry is (714) 513-7777. This information is accurate as of June 26, 2017. © 2017 Stearns Lending, LLC All Rights Reserved.
About Ryan Lugbauer
Hello, Thank you for inquiring about buying, or refinancing your home. As a Mortgage advisor, I look forward to working with you, and your Realtor. Or if refinancing working with yourself, and my team directly. ABOUT STEARNS LENDING, LLC. We are a full size direct lender and close approx. 7 billion in loan volume annually. We are a close knit group of professional's who take the process of getting you the best loan, with the least amount of hassle. Our technology platform is seamless, and lets you decide how much you want to interact with myself, and our processing team as you go through the application process. Some clients' like to be very hands on, and want to work closely with me, and others prefer to do the initial application process on their own. . Stearns has been a leader offering products from our own bank, our correspondent relationship's with large Institutional Investors/Banks that are very familiar, and we also have the ability to broker out your loan if you need to fit a niche that our other product line does not offer. After we get a chance to speak, we can do your application over the phone, in person, or you can use our very convenient online application process. After you've applied, I'll call you to discuss the details of your loan goals. You may contact me anytime by phone, fax or email. Look forward to speaking with you. Regards, Ryan Stearns Lending, LLC offers a wide array of products which helps me provide borrower's with the loan that best fits their financial and personal needs. I look forward to working with you Headquartered in Santa Ana, California, Stearns Lending has provided mortgage lending solutions throughout the United States for over 25 years. Stearns is licensed and approved to conduct business in 49 states and Washington D.C. Stearns Lending’s business channels include wholesale, retail, correspondent and strategic alliances. Contact me today to learn more about Stearns products and services. We can help you!® Cell: 415-794-6639 NMLS# 241024, Branch NMLS # 1270428, Stearns Company NMLS# 1854; www.nmlsconsumeraccess.org. Equal Housing Lender. Disclaimer: http://bit.ly/1ek1Sb