Contact Scott Spencer
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About Scott Spencer
Scott is a lifetime resident of the Tidewater area. He has sixteen years of residential mortgage lending experience including: Conventional, FHA, VA, and first-time homebuyer programs. Scott’s vast knowledge in mortgage lending allows him to evaluate the needs of his homebuyers and find them the financing program that best suits their individual situation. He’s passionate about taking the extra effort in making sure the client receives every benefit possible. Scott has never been afraid to tackle new programs that other loan officers don’t take the time to learn. He continues to educate himself on the best industry practices, and has been recognized by the Virginia Housing Development Authority for multiple years. Scott is a husband and proud father to three children. In his free time he enjoys surfing, golfing, enjoying the outdoors and staying involved in his children’s sports programs. He’s been a youth baseball coach for nine years, and served on the board of advisors for a local youth theater group. Scott and the staff at TowneBank Mortgage work with you throughout the entire mortgage process. From your first call until the day of closing, Scott is available to answer whatever questions you may have. His reputation in the industry is unsurpassed for professionalism and service, and his loyal following in the Real Estate community continues to keep him at the top of the Residential Lending Field. Service is first for Scott and customer satisfaction is his goal. It’s not how much you can be approved for, but what payment you are comfortable with!