Contact Sean Hennessey
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org) Equal Housing Lender
About Sean Hennessey
?Real-estate is a team sport and like any team sport, if you want to win it all begins with choosing the right players? ? Sean graduated from Johnson & Wales University in 1991 and moved to the DC area shortly thereafter. Over a 16-year career in the mortgage industry, Sean developed a highly successful team approach that has helped thousands of clients win their dream home. As a purchase specialist, he has been nationally recognized by The Scotsman Guide & Mortgage Executive Magazine in 2012, 2013, 2014, 2015 and now 2016 as one of the Nation?s top 250 mortgage professionals out of 438,000. He is also the award winning creator of Home Buying For Rookies?. The Hennessey Mortgage Team?s primary objective is to educate and prepare clients to be the strongest buyers possible. They do this by investing the time upfront with every client to discuss individual financial situations, goals and options, and they make sure to explain literally every step of the process so there are no surprises. Because Embrace is a ?DIRECT? lender, they are able to fully underwrite and approve loan applications up-front; issuing an actual LOAN COMMITMENT LETTER signed by a Fannie Mae, Freddie Mac or HUD underwriter. This ?credit qualifying decision? is effectively as good as any cash offer. All you need now is an appraisal and to know where and when to wire the funds for settlement! Nobody else does this amount of upfront preparation, period. What happens next is paramount to your success! The seller and their agent will reach out to your Loan Officer to discuss the strength of your approval before considering your offer. When this occurs, your Loan Officer had better be available (even after hours and on weekends), and they had better know exactly what to say as it now falls on them to effectively convince the listing agent and the seller that your financing approval is the strongest they are going to receive. Sean and his team have streamlined the process by implementing strategies and systems that are proven to strengthen a buyer. These systems ensure clients are able to meet all contractual deadlines and are able to successfully navigate the many pitfalls a home-buyer can face. With Sean?s calm schoolteacher approach, attention to detail and 24/7 availability, clients of The Hennessey Mortgage Team receive a level of expertise and service second to none. ?A full-time experienced realtor combined with a local direct lender is an asset, everything else is a liability.?