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Stephen Andrea
Loan Officer |NMLS # 1294829
4.89 -
94 Review(s)
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (https://www.nmlsconsumeraccess.org) Equal Housing Lender
About Stephen Andrea
With almost 15 years of sales and marketing experience, in addition to his five years in direct consumer lending, Steve has committed himself to understanding the complex rules and regulations of the mortgage world. Through countless hours of training and coursework as well as his consultative approach, Steve strives to put his clients’ needs at the highest priority and provides them with the product that will best achieve their goals. Because of his extensive knowledge of available programs, problem solving skills, and commitment to excellence, Steve ensures his clients receive superior guidance as they pursue one of the most important personal investments of their lifetime. In 2019, Steve was asked to join in on the new partnership between Embrace Home Loans and Ameriprise Financial. As of January 15, 2020, he is now a dedicated loan officer for Ameriprise clients who are interested in buying a home, refinancing their mortgage, or just getting an annual mortgage check-up. Steve Andrea grew up in Middletown, Rhode Island and went on to study exercise physiology and kinesiology at Springfield College and the University of Rhode Island. During his time in college, he found his passion for helping people achieve their goals through personal training and strength coaching. Because of Steve’s competitive spirit, being a former college athlete, he later found that same competitive drive in sales. He began to work in hospitality marketing then later moved onto other career paths in telecom and software sales. Steve has since found a field that could fulfill both of his passions for helping people as well as feed his competitive drive in mortgage lending. Currently, Steve resides in Portsmouth, Rhode Island with his wife Stephanie, their two children, Wynn and Braxton, and their two pugs, Pinot and Brie. In his free time he enjoys rooting for the Patriots, Red Sox, and Bruins as well as traveling with his family.