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Stephanie Hertel
Loan Officer|NMLS# 920930
Sacramento, California Area | Mortgage
5.0 -
16 Review(s)
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Equal Housing Opportunity Lender. Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. South Pacific Financial Corporation (Unique Identifier #8588) is a California corporation licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and operates in the following states: AK Mortgage Broker/Lender License #AK8588; AZ License #0917436; CA License #413-0023; CO Regulated by the Division of Real Estate; HI-8588; ID license #MBL-8582; MN License MN-MO-8588; NV Banker License #3809; NV Broker License #3938; OH license # MBMB.850235.000; OR Mortgage Lender Licensee #ML-4272; Texas ? SML Mortgage Banker Registration; UT-DRE Mortgage Entity License #8588; WA Consumer Loan License #520-CL-50199; WI-Lic. #8588BA. North Pacific Financial Corporation (?NPFC?) is a registered dba of South Pacific Financial Corporation. SP Direct Lending is a registered dba of South Pacific Financial Corporation and is approved to originate in CA, OR, TX and WA. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.
About Stephanie Hertel
I have been in the real estate business since I was 16 years old and in the mortgage industry since I was 19. I have never ventured outside of these professions in my entire working life – why? Because I truly love getting to work with families to achieve the ultimate of financial goals: the American Dream of owning a home. I worked my way up from the front desk receptionist at both a major real estate and major lending office [at the same time] and did so while watching professionals of both industries to learn how to do it MY way. I have taken the best of everything I have seen while leaving out what is to be desired; from a sincere level of customer service and dedication to satisfaction to an easing of the process through customized methods of communication and efficiency. My goal is to make this transaction, whether its your first or fiftieth mortgage transaction, a comfortable and informed experience that leaves you beyond impressed, but more importantly leaves you trusting in the fact that you have a reliable mortgage expert in your corner for LIFE.