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Steven Emminger
Branch Manager | NMLS # 297186
Greater San Diego Area | Mortgage
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Synergy One Lending Inc. NMLS 1025894. 3131 Camino Del Rio N 190, San Diego, CA 92108. Alabama Consumer Credit License #22123; Department of Financial Institutions ? Arizona Mortgage Banker License 0926603; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act ? California License 4131356; Licensed by the Connecticut Consumer Credit Division ? Mortgage Lender License ML-1025894; Regulated by the Colorado Division of Real Estate, Colorado Mortgage Company Registration 1025894; Delaware Licensed Lender #020926; District of Columbia Mortgage Dual Authority License MLB1025894; Florida Mortgage Lender License MLD1079; Georgia Residential Mortgage Licensee. Georgia Mortgage Lender License #46648; Hawaii Mortgage Loan Originator Company License #HI-1025894. Idaho Mortgage Broker/Lender License MBL-8537; Illinois Residential Mortgage Licensee #MB.6761115; Licensed by Indiana Department of Financial Institutions ? First Lien Mortgage Lending License 27156; Iowa Division of Banking ? Mortgage Banker License 2015-0038; Kansas Licensed Mortgage Company License #MC.0025258; Kentucky Mortgage Company License #MC327694; Louisiana Residential Mortgage Lending License #1025894; Maine Supervised Lender License 1025894; Maryland Commissioner of Financial Regulation ? Mortgage Lender License 21678; Michigan 1st Mortgage Broker/Lender License FL0019960; Minnesota Residential Mortgage Originator License #MN-MO-1025894; Licensed by the Mississippi Department of Banking and Consumer Finance. Mississippi Mortgage Lender License #1025894;Montana Mortgage Lender License 1025894; Montana Mortgage Broker License 1025894; Nebraska Mortgage Banker License 1025894; Nevada Mortgage Broker License 4317. Licensed by the New Hampshire Banking Department 19926-MB; Licensed by the New Jersey Banking and Insurance Department ? New Jersey Residential Mortgage Lender License 1025894; New Mexico Mortgage Loan Company License 1025894; Licensed by the North Carolina Commission of Banks office ? North Carolina Mortgage Lender License L-164411; Ohio Mortgage Broker Act Mortgage Banker Exemption MBMB.850248.000; Oklahoma Mortgage Lender license #ML010730; Oregon Mortgage Lending License ML- 5208; Pennsylvania Department of Banking and Securities License 49997; Rhode Island Lender License 20163229LL; Rhode Island Loan Broker License 20163230LB; South Carolina- Board of Financial Institutions Mortgage Lender / Servicer License MLS-1025894; Tennessee Mortgage License #125659; Texas Mortgage Banker Registration 1025894; Utah DRE Mortgage Entity License 8954729; Vermont Lender License 6891. Virginia Mortgage Broker and Lender Licensee, NMLS ID 1025894; Washington Consumer Loan Company License CL-1025894; Wisconsin Mortgage Lender License #1025894BA; Wyoming Mortgage Lender/Broker License 2677. (877) 978-1922.
About Steven Emminger
My name is Steve Emminger and I have been in the Mortgage business for over 20 years. There has been a tremendous amount of changes in the home loan business over the years, but what hasn't changed is the NEED for home financing. Whether you are a first time home buyer, a move up buyer, an investor, or refinancing your current home loan, it's important to have a loan professional on your side. I love the loan business and I am always seeking new products and new guidelines to help put more people into homes and make the process as smooth as possible. What sets me apart from the competition is my desire to help people. It?s all about communication. My borrowers will understand what product they are getting and how the product works, what to expect during the loan process, and easy access to get a hold of me at any time before, during or after our loan is complete. Having the responsibility of closing my customers loan on time is huge, and I get great delight in making this happen and seeing families move into their new homes.