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Terrie Higgins
Loan Officer | NMLS #580472 CO-MLO #100035768
Grand Junction, Colorado Area | Mortgage
5.0 -
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Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988 Alabama Consumer Credit License #22011; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808; Arizona Mortgage Banker License #0910340; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077 ; Colorado Mortgage Company Registration #76988; Florida Mortgage Lender Servicer License #MLD1014; Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988 | Hawaii Mortgage Servicer License #MS139; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094 and #6850059; Bay Equity Home Loans, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Illinois Residential Mortgage Licensee; Indiana DFI First Lien Mortgage Lending License #27854; Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Michigan 1st Mortgage Broker/Lender/Servicer Registrant License/Registration #FR0019946, Michigan 2nd Mortgage Broker/Lender Registrant License/Registration #SR0019969; Minnesota Residential Mortgage Originator License #MN-MO-76988.1. Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; 800 E. 101st Terrace, Suite 350, Office 347 Kansas MO 64131, Company Registration #18-2375; Montana Mortgage Lender License #76988; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Nebraska Mortgage Banker License; New Mexico Mortgage Loan Company License; Nevada Mortgage Broker License #3918; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; Licensed under Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 . Texas Recovery Fund notice, Click Here: https://texreg.sos.state.tx.us/fids/201203137-2.pdf ; Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/ COMPANY/76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558 | NMLS consumer access: www.nmlsconsumeraccess.org/ EntityDetails.aspx/ COMPANY/76988
About Terrie Higgins
I am a proud Colorado native, born and raised in Grand Junction / Palisade Colorado. With over 40 years experience in banking, and the mortgage industry. I bring a combination of practical experience, expertise, and knowledge of the mortgage business to assist you with one of the most important financial decisions you will make, your home. I take pride in my delivery of exceptional customer service and am a respected, trusted advisor in my community. I have been recognized as a Top Performer in the mortgage industry nationally, and as a Top Producer in the local and surrounding markets. My husband Mat and I live in Palisade, Colorado where our children grew up. If asked, I would share that best thing I have ever done and what I am most proud of are my three children. Matthew, Derrick and Haleigh. All three graduated from Colorado Mesa University with honors and are working or have earned graduate degrees. Matthew, our oldest son after serving in the U.S. Navy for five years as a Corpsman, graduated in May, 2014 from Midwestern University where he earned his Master’s Degree and is a practicing Cardiovascular Perfusionist. Derrick, our middle son works as a ER Nurse in Level 1 trauma center in Phoenix AZ , and Haleigh, our youngest daughter recently graduated with her Master's Degree in International Business & Marketing from Universita' Cattolica del Sacro Cuore in Milan Italy. She recently accepted a corporate position and will live and work in Downtown Denver. In my spare time, I enjoy all things outdoors, gardening, traveling, reading and time with family and friends.