Contact Tim Higgins
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org) Equal Housing Lender
About Tim Higgins
Tim joined Embrace Home Loans in December of 2009 and currently serves as a Regional Manager for our Maryland branches. With over 17 years of mortgage banking experience as a Loan Originator and Branch Manager, Tim built his reputation on serving his clients and his community at the highest level. Prior to joining Embrace, Tim worked at Mason Dixon Funding for over 10 years as a Senior Loan Officer and Branch Manager. Tim has been a Maryland resident for over 43 years. He graduated from the University of Maryland with a degree in Sociology in 1995. He currently lives in Maple Lawn, MD with his wife Emily, and daughter Maya. “I consider myself very fortunate to have served over 2,000 clients during the last 17 years of my career as a mortgage professional. The biggest reason that I have been rated among the top producing loan professionals in my market is that I believe in giving customers top notch service and advice. The secret to my success is really no secret at all; I believe in hard work, complete honesty, and a desire to do things the right way. When it comes to mortgage advice, my customers know they can count on me to be responsive to their needs." Our company is growing, and while we are excited about our future, what really sets us apart from our competition is our core values and our commitment to making a difference. We value our employees, our customers, and our communities, and we strive to make positive change in all three. We believe in coaching, mentoring, and growing our people both professional and personally, and our message resonates within our office every day; we are a caring and connected team, and our customers can feel it! Over the last 5 years we have donated over $8.5 million to local charities, and that’s something we are very proud of.