I believe in fairness and equality for everyone. I also believe in working as hard as I can for my clients, so I strive to find the best product for EVERYONE who submits an application with Churchill. I have been blessed to be in this business for 20 years and it is my passion to help homebuyers. I remember the tough times in 2006 and 2007, so I am happy that regulations are now in place. It excites me to sit down with a customer and provide clear direction for the biggest purchase of their life. My goal is to accommodate the clients that cannot get to the office during normal business hours. So I make myself available after hours and weekends. I also communicate thoroughly with borrowers and agents during every step of the process. Some of my top priorities are:
- Extraordinary communication nights and weekends
- Accommodate borrowers I will meet them to exchange paperwork
- Full, proactive disclosure of clients' challenges, even if it isn't the best news clients deserve the truth
I am proud to say that the majority of my business is from referrals and return customers.
I ask that you share your story of full communication, no surprises, and uncompromised honesty with friends and family refer them to me!
I got my start in the Mortgage Industry in 1994. Since that time, I have endured quite a few ups-and-downs in the industry, and this experience has given me invaluable knowledge of market trends, changing interest rates, and appropriate Mortgage products. Clients are appreciative of my extensive experience as I strive to make the process as pain-free as possible.
There are plenty of loan programs out there, and every program will not work for every client. I pride myself on being able to match programs with client needs and, ultimately, on delivering the program. After identifying the program, I am focused on closing for the customer - quick and clean. My referral business has really blossomed over the past 5 years (that's during significant uncertainty), which I consider to be the strongest testament to my abilities. Many of my customers have become good friends through the years.
In addition to being a loan officer and a mortgage banker, I am the Branch Manager. I stay involved in the Real Estate community by maintaining memberships in the Chattanooga Womens Council of Realtors and the Tennessee Association of Mortgage Professionals.
The Churchill Mission from Churchill Mortgage Corporation on Vimeo.