Contact Todd Phenneger
Cardinal Financial Company is an Equal Housing Opportunity lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is The Department of Housing and Urban Development (HUD.gov), Washington, DC, 20410. Copyright © 2020 Cardinal Financial Company Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.
About Todd Phenneger
I was raised in Spokane and have lived here most of my life and am proud to call the Inland Northwest my Home. I spent 8-years in other areas of the world but moved back to Spokane with my wonderful wife 3-weeks after we had our son. We now have a daughter as well and the four of us enjoy everything the Spokane & Coeur d'Alene area has to offer. I have a passion for the outdoors and am looking forward to sharing the love of camping, hiking and fishing in the northwest with my children. I started with Heritage Home Loans in the Summer of 2015 and feel blessed to have become part of this company. I am experienced with most current loan programs and enjoy working to find the best product for each of my clients. I do my best to make myself available to my clients and business partners whenever they need me and will frequently meet with or speak to clients on weekends and evenings as that is when most people have time to talk. I value every client and understand that everyone has their own needs and circumstances and build my relationships with the trust and integrity that any relationship should be based on. I look forward to showing you how I do business and what I can do to help you purchase your dream home.