The choice to purchase or refinance a home is the biggest step of a client’s life. Tom's constant contact will keep you informed throughout the entire process, from Application to Closing. He looks forward to advising you and keeping you informed until the moment you receive your keys. Being a great listener and giving attention to detail, he prides himself on making the experience simplified and smooth. The greatest compliment one can receive is a referral from a past client. Tom is a proud father to four wonderful children. He enjoys working on projects around the house and has been a volunteer soccer coach for the past 12 years.