Contact Tom Spengler
Loan programs subject to change without notice. Please consult a Sandy Spring Bank mortgage banker for specific details. This is not an offer of credit or commitment to lend. Actual loan qualification is subject to verification and approval of income, credit, property appraisal, and other factors. Additional fees, terms and conditions may apply. Adequate property insurance required. Sandy Spring Bank is a Maryland corporation headquartered at 17801 Georgia Avenue in Olney, Maryland 20832. As a residential lender we provide mortgage financing in the metropolitan Washington D.C. and greater mid-Atlantic markets. Member FDIC. Equal Housing Lender. NMLS#406382. Sandy Spring Bank, the SSB Logo and From here. For here. are registered trademarks of Sandy Spring Bank. ©2018 Sandy Spring Bank. All rights reserved.
About Tom Spengler
Tom derives great satisfaction helping people with one of the most important financial decisions they will make: buying, building or refinancing their home. Tom has over 30 years in customer service, including as the owner and operator of his own restaurants, as a vice president and general manager in the hotel industry, and over 16 years as a mortgage loan originator. His experience in different fields gives him the ability to understand a wide range of perspectives and advise his clients wisely. He strives to complete each unique transaction in a smooth and timely manner. Tom began working in the mortgage industry when his three daughters were about to embark on the home buying journey. There were many risky loans being sold at that time, so he promised himself, “I will never recommend a loan to a client that I would not recommend to one of my daughters.” Tom has kept that promise, and his many satisfied clients are a testament to his wisdom and personal approach. Tom holds an undergraduate degree from Harvard University and an MBA from the Darden School at the University of Virginia.