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Troy Telthoester
Senior Loan Officer | NMLS #842029
Greater Minneapolis-St. Paul Area | Mortgage
5.0 -
28 Review(s)
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Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988 Alabama Consumer Credit License #22011; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808; Arizona Mortgage Banker License #0910340; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077 ; Colorado Mortgage Company Registration #76988; Florida Mortgage Lender Servicer License #MLD1014; Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988 | Hawaii Mortgage Servicer License #MS139; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094 and #6850059; Bay Equity Home Loans, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Illinois Residential Mortgage Licensee; Indiana DFI First Lien Mortgage Lending License #27854; Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Michigan 1st Mortgage Broker/Lender/Servicer Registrant License/Registration #FR0019946, Michigan 2nd Mortgage Broker/Lender Registrant License/Registration #SR0019969; Minnesota Residential Mortgage Originator License #MN-MO-76988.1. Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; 800 E. 101st Terrace, Suite 350, Office 347 Kansas MO 64131, Company Registration #18-2375; Montana Mortgage Lender License #76988; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Nebraska Mortgage Banker License; New Mexico Mortgage Loan Company License; Nevada Mortgage Broker License #3918; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; Licensed under Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 . Texas Recovery Fund notice, Click Here: https://texreg.sos.state.tx.us/fids/201203137-2.pdf ; Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/ COMPANY/76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558 | NMLS consumer access: www.nmlsconsumeraccess.org/ EntityDetails.aspx/ COMPANY/76988
About Troy Telthoester
It all started for me in May of the year 2003, when interest rates where at an all time low, and clients were taking advantage purchasing and refinancing their homes. Of course we all know what happened to the real estate market starting in 2007. Many of my colleagues left the business. As they say, "Only The Strong Survive"​. I attribute my longevity in the business, to a strong work ethic, and dedication to customer service, and the relationships; I have developed over the years. I have seen the good, the bad, and the ugly in this business, and it has taught me to never take anything for granted. All I can say is, I am happy to still be in this business, because rates are very low, and the industry has been slowly loosening guidelines restrictions, and coming up with more programs to help people to buy and refinance homes. I am really looking forward to the years to come in this business. I was born and raised in Minnesota, and have raised my family here. I have two amazing children Rachel (19) and Logan (21). I am truly blessed to have been married to my wife Denise for 22 years. I don't know how she puts up with me sometimes. When I start working with a client I consider them family, and I am available to them whenever they need me. If you were to ask my current clients, they will tell you the same. An important key to my success, is of course my staff and support team, they are like my family, because I spend most of my time away from home with them. Our branch here at Bay Equity goes above and beyond to help every client, as well as each other get the job done. I care for all of them, and am thankful to have them on my team, day in and day out? I will leave you with this..... "Life Is Short, Enjoy It!"