Hello, I have been a mortgage loan officer for 20 plus years. My expertise is working with first time home-buyer's and down payment assistance programs as well as USDA and VA financing. I am bilingual in Spanish and English. I am very passionate at helping people work towards homeownership and very passionate about educating buyer's so they understand the process of buying a home. Loan Officer, NMLS ID# 192202 8412 West Gage Blvd., Suite B Kennewick, WA 99336 Branch NMLS ID# 1158862 Summit Funding, Inc. NMLS ID# 3199 (www.nmlsconsumeraccess.org). Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic# 0925837, GA Lic# 39456, Illinois Residential Mortgage Licensee. An approved equal housing lender.