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Zeferino Perez
Branch Manager | NMLS # 234661
Laredo, Texas Area | Mortgage
5.0 -
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Equal Housing Opportunity

Alterra Home Loans is an Equal Housing Lender. Alterra Group LLC. ,DBA, Alterra Home Loans located at 350 S. Rampart Blvd Ste 310, Las Vegas, NV 89145, NMLS #133739; Alabama – Consumer Credit License #22321; Arizona Mortgage Banker License #0915860; California – Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act. – DBO Residential Mortgage Lending Act License #4131101; Colorado Mortgage Company Registration – Regulated by the division of Real Estate; Connecticut Mortgage Lender License ML-133739; District of Columbia – Mortgage Dual Authority License #MLB133739; Florida Mortgage Lender Servicer License #MLD381; Georgia - Georgia Residential Mortgage Licensee #30249; Illinois - Illinois Residential Mortgage Licensee, License MB: 6761067; Indiana-DFI – First Lien Mortgage Lending License 32967; Iowa – Mortgage Banker License #2016-0093 & 2016-0094; Kansas – Mortgage company License MC.0025464; Maryland – Mortgage Lender License #22375; Minnesota Mortgage Lender Licensee MN-MO-133739; Minnesota Mortgage Servicer Licensee MN-MS-133739; Nebraska – Mortgage Banker License NMLS #133739; Nevada Mortgage Banker License #3388 & 3873; Nevada Mortgage Broker License #2916; New Hampshire Mortgage Banker License – 21713 – MB; New Jersey Residential Mortgage Lender License NMLS#133739 – Licensed by the N.J. Department of Banking and Insurance; New Mexico Mortgage Loan Company License – 133739; New Mexico Mortgage Loan Company license – 133739; North Carolina Mortgage Lender License L-173477; Oklahoma – Mortgage Lender License MLO11324 & ML011348; Oregon Mortgage Lending License ML-4879; Pennsylvania – Mortgage Lender License #55099; Rhode Island Licensed Lender, NMLS 133739; South Carolina – Mortgage Lender / Servicing License MLS – 133739 & MLS – 133739 OTN #1; Tennessee Mortgage Lender License 131625; Texas-SML Mortgage Banker Registration NMLS #133739 Texas Recovery Fund notice, Click Here : https://texreg.sos.state.tx.us/fids/201203137-2.pdf ; Virginia NMLS ID #133739, Virginia Mortgage Lender and Broker License #MC-6681; Washington Consumer Loan Company License CL-133739.

This is not an offer for extension of credit or a commitment to lend.
NMLS consumer access: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/133739

In Texas –
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.

COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

About Zeferino Perez
Experience is stronger with knowledge! There’s no substitute for experience, but to be successful in the lending industry, experience must be paired with up-to-date knowledge about the newest rules and regulations that govern the financial services industry. In business for yourself, but not by yourself: As an Area Manager I help Loan Originators enjoy the freedom of being self-directed, while providing them with the assurance of being part of a team that always has their back! We take things personally: By providing marketing materials and other support services (personalized coaching, training, mentoring, live seminars, and webinars) I help loan officers focus on what they do best; assist clients and close the sale, so they can grow their business and achieve their preferred lifestyle. Why I do what I do: I have been employed in the Financial Services industry since 2007 and I know first-hand how to develop a pipeline and reap the business it generates. 100% of my energy is directed to supporting and helping loan officers to generate business, develop relationships and benefit from the support that comes from working with a company that delivers notable products at competitive prices. Their success is truly my success! Making a move? Contact me . 956-237-4444 Zefe@mortgagelaredo.com Specialties: Retail Mortgage Banking New or existing home purchase Renovation Financing Conventional, FHA, VA, USDA & Bond Financing